10 bank card advantages you in all probability didn’t know!


Bank cards offer you entry to great amount of funds and permit cash-free fee of big-ticket purchases. They provide you an opportunity to construct your credit score rating, give you reward factors that you could redeem for a variety of totally different items and companies, and get you offers from retail companions so it can save you massive.

Preserving all this in thoughts, listed below are 10 bank card advantages that can assist you leverage your funds higher.

Airport lounge entry

You need to use your bank card to make your air journey extra economical and handy. Quite a few bank cards provide complimentary lounge entry at home and worldwide airports. This provides you an opportunity to take pleasure in free Wi-Fi, buffet spreads and cozy seating. One card providing you these advantages is the Phrase Plus variant of the Bajaj Finserv RBL Financial institution SuperCard.

Baggage and journey insurance coverage

Should you journey usually, search for a card that gives complimentary insurance coverage in case your baggage or essential paperwork like passport get misplaced or stolen throughout journey. Some playing cards provide a canopy for journey each throughout the nation and overseas. Others prolong bank card advantages even to misplaced tickets or a missed connecting flight.

Buy safety insurance coverage

Many bank cards give you compensation in case items bought with the cardboard are broken resulting from occasions like a hearth or get stolen by thieves. Buy safety is often given as much as a selected restrict and towards occasions listed by your issuer.

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Accident insurance coverage cowl

Some bank cards assist by the use of an insurance coverage cowl in case you meet with a street or air accident. These covers provide substantial financing, in lakhs, and even show you how to deal with emergency hospitalisation expenses overseas. In case of an unintentional air demise, the compensation may even quantity to INR 1 crore.

Gasoline reductions and surcharge waivers

One option to save on petrol or diesel is to get a gasoline bank card that gives surcharge waivers and discounted charges or cashback offers at gasoline stations. At instances, the waivers are restricted to a selected proportion and cashback provides are reserved to sure stations solely. The RBL Financial institution World Prime SuperCard provides waivers of as much as INR 150 per 30 days on gasoline.

Discounted and free film tickets

As fascinating films premiere at theatres, you may be entertained and spend much less by choosing a bank card that has offers on film tickets. For example, relying on the SuperCard variant you select you may both get complimentary film tickets or discounted costs each month.

Indemnity cowl for medical doctors

In case you’re a medical skilled, then look out for a card that gives indemnity insurance coverage. At the moment, the RBL Financial institution Physician’s SuperCard offers you an indemnity cowl of as much as INR 20 lakh towards bills which will come up resulting from negligence when working towards.

EMI facility

Playing cards just like the SuperCard transcend providing you bank card reward factors that you could redeem for normal spends and thereby, make them extra reasonably priced. SuperCards double up as EMI playing cards and assist you to convert purchases above INR 3,000 into smaller instalments. By servicing smaller quantities, you may make big-ticket spends simply.

Curiosity-free money withdrawals

Normally, you can’t use a bank card to make withdrawals from an ATM, however some variants assist you to avail this facility at a premium. One of the crucial distinctive bank card options that the SuperCard comes with is the power to make 50-day interest-free money withdrawals at ATMs. This highly effective function reduces the distinction between bank card and debit card by way of utility.

Fast private loans

Whenever you want funds throughout an emergency, you need to use your bank card to transform the money restrict right into a mortgage. This facility is obtainable by just a few issuers, and may influence your comfort vastly. For example, the SuperCard additionally features as a mortgage card, whereby you need to use it to acquire a 90-day interest-free private mortgage as per your present credit score limits and repay it in three simple EMIs.

The SuperCard is one card that you must contemplate when looking for versatility coupled with economical rates of interest and jaw-dropping provides. It comes armed with robust safety features and is offered on easy eligibility phrases.

The best option to go about your bank card utility is to first examine your pre-approved bank card provide from Bajaj Finserv. Doing so offers you immediate approval, entry to customised offers and an opportunity to win as much as 20,000 reward factors as a welcome reward!

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